Kristine W. Holt, Esq. attorney for bankruptcy in Philadelphia Pennsylvania and New Jersey PA NJ

AREAS OF PRACTICE

Bankruptcy and
Debt Relief

Divorce, Custody
and Support

Domestic Partnerships and Civil Unions Formation and Separation

Wills, Power of Attorney, Trusts, Living Wills, Medical Power of Attorney and Authorizations

Probate and Other Estate Matters

Name Changes
Adults and Minors

Municipal and Small Claims Court

Real Estate Conveyances and Partition of Property

Small Business and Incorporation

Administrative and Appellate Proceedings

WE ACCEPT ALL MAJOR CREDIT CARDS FOR MOST SERVICES

PERSONAL . . . . . .
BANKRUPTCY

Kristine W. Holt provides a complete range of services related to Chapter 7 and Chapter 13 bankruptcy protection. Her experience with scores of cases ranges from basic no-asset cases to high-income and major asset cases. All payments for Chapter 7 cases must be made prior to filing the petition; time payments may be held in escrow until the total amount has accumulated. Chapter 13 cases require an initial payment with the remaining payments to be included in the repayment plan. Bankruptcies may not be paid for with credit cards!

For more information about the bankruptcy process,
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NEW FLAT RATE FEES VARY
BY TYPE AND LOCATION:

Chapter 7 in NJ (individual):
Camden, Gloucester and SE Burlington counties -- $955
Burlington, Atlantic and Ocean counties -- $1055

Chapter 7 in PA (individual):
Philadelphia -- $955
Chester, Delaware, Bucks and Montgomery counties -- $1055

Chapter 13 in NJ (individual):
Camden & Gloucester counties -- $899 up front, $980 in the plan
Burlington, Atlantic and Ocean counties -- $999 up front, $980 in the plan

Chapter 13 in PA (individual):
Philadelphia -- $899 up front, $980 in the plan
Chester, Delaware, Bucks, Montgomery counties -- $999, $980 in the plan

In both NJ and PA:
Joint petitions -- additional $100 (if extra income involved)
Self-employed -- additional $200 - $400

The flat rate includes the filing fee and the attorney fee for basic services, which includes consultation, information gathering and documentation, drafting and filing the petition and schedules, delivering required financial documents to the trustee, making amendments to any of the filings that may be needed, representing you at the hearing with the trustee (and at the confirmation hearing in a chapter 13), and filing any follow-up documents that may be needed before final discharge. Additional fees may be required in the unlikely event additional hearings are needed.

Other costs not included in the flat fee are costs for the required pre-petition debt counseling and post-petition debtor education session (as little as $5 each); $30 fee for adding additional creditors after filing the petition; and any additional attorney fees incurred if you wish to pursue special procedures, such as redeeming a vehicle with a redemption loan, cramming down a vehicle repayment loan, objecting to creditor claims, seeking sanctions against a creditor, etc.

FOR A FREE CONSULTATION BY PHONE OR EMAIL,
CALL OR CLICK HERE TODAY.


The legal discussions presented on this website are for informational purposes only,
and are not intended to be used as legal advice for your particular situation.


All original content 2014 Kristine W. Holt