AREAS OF PRACTICE
Domestic Partnerships and Civil Unions Formation and Separation
Wills, Power of Attorney, Trusts, Living Wills, Medical Power of Attorney and Authorizations
Real Estate Conveyances and Partition of Property
WE ACCEPT ALL MAJOR CREDIT CARDS FOR MOST SERVICES
PERSONAL . . . . . .
Kristine W. Holt provides a complete range of services related to Chapter 7 and Chapter 13 bankruptcy protection. Her experience with scores of cases ranges from basic no-asset cases to high-income and major asset cases. All payments for Chapter 7 cases must be made prior to filing the petition; time payments may be held in escrow until the total amount has accumulated. Chapter 13 cases require an initial payment with the remaining payments to be included in the repayment plan. Bankruptcies may not be paid for with credit cards!
For more information about the bankruptcy process,
NEW FLAT RATE FEES
(WHICH INCLUDE COURT COSTS)
VARY BY TYPE AND LOCATION:
Chapter 7 in NJ (individual):
The flat rate includes the court filing fee and the attorney fee for basic services, which includes: consultation, information gathering and documentation, drafting and filing the petition and schedules, delivering required financial documents to the trustee, making amendments to any of the filings that may be needed, representing you at the hearing with the trustee (and at the confirmation hearing in a chapter 13), and filing any follow-up documents that may be needed before final discharge. Additional fees may be required in the unlikely event additional hearings are needed.
Other costs not included in the flat fee are costs for the required pre-petition debt counseling and post-petition debtor education session (as little as $10 each); $30 fee for adding additional creditors after filing the petition; and any additional attorney and filing fees incurred if you wish to pursue special procedures, such as redeeming a vehicle with a redemption loan, cramming down a vehicle repayment loan, objecting to creditor claims, avoiding a lien, seeking sanctions against a creditor, etc.
FOR A FREE CONSULTATION BY PHONE OR EMAIL,